Tailor the Coverage Fit to Your Needs
The most common type of life insurance is called Level Term. Some refer to it as temporary insurance because it has a term or set of period of coverage: 10, 15, 20, 25, 30 years. The amount paid is the same or “level” for the term (for example 10 years). However, at the end of each term, the cost of premium increases.
Term Insurance with Accelerated Benefit Protection (Death Benefit for the Living)
We have term insurance that also allows accelerated death benefit (living befits) wherein an insured can request a portion of the death benefit when diagnosed with chronic illness and unable to perform two of the six activities of daily living without the assistance of another person.
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We can help you choose the most appropriate policy for your situation. Reach us for additional information.